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The Details: Zero Down Loan Program

Zero Down Loan Program

Like other industries, the mortgage industry has had to evolve in order to meet the changing needs of its customers.  In the past few years, many mortgage companies have begun offering loan programs aimed at buyers who want to buy a house, but who do not have (or desire to spend) money for a down payment.

Zero down loans require good-to-excellent credit.  If your credit score is currently 600 or below, visit MortgageEase.com's Challenged Credit Page to learn about loans available to you,  (Note: Amy - we will only include this in the next stage of our site)

Zero Down Loan - Pros

  • Buyers with sufficient income and good credit—but little savings—can purchase a home.
  • Equity-building occurs quickly

Zero Down Loan - Cons

  • Interest rates are slightly higher than they are for conventional loans.
  • If you sell your home before building enough equity (for example, if an unexpected illness necessitated the sale of your house within a few months of purchasing), you would need to pay all the costs associated with the sale of your house—like closing costs, attorney fees and realtor commissions—out of your own pocket.

Quick Application: Give Answers, Get Pre-Qualified

Ready to get started? Simply complete the form below and one of MortgageEase's expert loan counselors will contact you within 1 hour to complete your paperwork and start the Pre-Qualification process.

First Name:
 Last Name:
 Email Address:

(ie. name@website.com)
Home Phone:

(ie. xxx-xxx-xxxx) 		Work Phone:

(ie. xxx-xxx-xxxx) 		Loan Amount :

(ie. xxx,xxx.xx)


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Complete a full application and we'll pre-qualify you in one hour
or
Prefer to talk to a live person? Our friendly, knowledgeable loan consultants are waiting to take your
application over the phone! Call 301-528-0022 to apply.
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