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The Details: Challenged Credit Loan Program

If you think your credit is less-than-perfect or had some difficulty paying bills in the recent or distant past, MortgageEase may still have a mortgage solution for you.  We see your credit challenge as our challenge. Regardless of your credit score, MortgageEase can probably help you consolidate and reduce high-interest debt, while lowering your monthly payments. And the great thing is that you may actually improve your credit in the process! 

Few borrowers have perfect credit

What is perfect credit? It starts with your credit score (also called a FICO score,) a statistical rating that provides lenders a measure of your credit history, credit ranking and ability to qualify for a loan and manage debt. Credit blemishes are just one factor that can affect your credit rating—your FICO score may be low for a number of other reasons. Despite your credit challenges, we can help you take steps today to improve your credit score.  

How do you get your FICO credit score? You can get a free credit report from MortgageEase and Annual Credit Report, along with a detailed explanation and recommendations on ways to improve your credit score now.

Improve your credit, save money, reduce debt

Your mortgage, refi or home equity loan is an opportunity to build, sustain and maintain your most valuable asset—your home. But home loans offer borrowers another opportunity: a means to save money and improve your overall financial picture and financial future.

The MortgageEase Challenged Credit Loan program is an excellent way to help you improve your credit, lower monthly payments, and reduce debt. You can consolidate high-interest loans and credit-card debt into one monthly payment. You'll also get additional savings, since mortgage interest offers tax-deductible benefits.

MortgageEase will work with you to create a complete snapshot of your finances, and then look for ways to consolidate debt, eliminate the burden of high-interest loans and lower your monthly obligations. We’ll help you turn financial fantasies into reality!

Turned Down Elsewhere?

Have other mortgage companies turned you down? We often have a lending solution for borrowers who've been turned down by other lenders because of a bankruptcy or foreclosure, debt collections and charge-offs, or, even because of a short credit history or income limitations.

While we can’t perform miracles or create a perfect credit score overnight, we don’t look at your credit challenges as roadblocks.  Unlike other mortgage companies, we’ll work with you to clear the obstacles and open the road to financial freedom--the freedom that solid credit can deliver.

Give us a call today at 301-528-0022 — you could be closer to improving your credit than you think.

Quick Application: Give Answers, Get Pre-Qualified

Ready to get started? Simply complete the form below and one of MortgageEase's expert loan counselors will contact you within 1 hour to complete your paperwork and start the Pre-Qualification process.

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